--- title: "HVAC Financing Options MA" description: "Make HVAC upgrades affordable. Fong & Sullivan offers flexible financing for all budget types. Get approved in minutes." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://fongsullivanhvac.com/" }, { "@type": "ListItem", "position": 2, "name": "Financing", "item": "https://fongsullivanhvac.com/financing/" } ] }, { "@context": "https://schema.org", "@type": "FinancialProduct", "name": "HVAC Financing", "description": "Flexible financing options for heating and cooling system installation through Service Finance Company LLC.", "provider": { "@type": "HVACBusiness", "name": "Fong & Sullivan Heating & Cooling LLC", "telephone": "+15087159580" } } ] --- [![Fong & Sullivan Heating & Cooling](/assets/logo-DRVt-hZl.png)](/) [Home](/) Heating [Boiler Repair](/services/boiler-repair)[Boiler Installation](/services/boiler-installation)[Furnace Repair](/services/furnace-repair)[Furnace Installation](/services/furnace-installation)[Water Heaters](/services/water-heaters) [View All →](/services) Cooling [AC Repair](/services/ac-repair)[AC Installation](/services/ac-installation)[Heat Pump Installation](/services/heat-pump-installation)[Heat Pump Repair](/services/heat-pump-repair)[Ductless Mini-Splits](/services/ductless-mini-splits) [View All →](/services) Services [Smart Thermostats](/services/thermostats-controls)[Indoor Air Quality](/services/indoor-air-quality)[Ductwork](/services/duct-work)[HVAC Maintenance](/services/hvac-maintenance-tune-ups) [View All →](/services) [Maintenance Plans](/maintenance-plans) [Blog](/blog) More [Service Areas](/service-areas)[Financing](/financing)[Rebates](/rebates)[Reviews](/reviews)[About Us](/about)[Careers](/careers)[Contact](/contact) [View All →](/financing) [(508) 715-9580](tel:5087159580)Book Online # Affordable HVAC Financing Don't let budget concerns keep you from the comfort you deserve. Fong & Sullivan partners with Service Finance Company LLC to offer flexible financing options that make new heating and cooling systems affordable for every homeowner. [Call for Financing: (508) 715-9580](tel:5087159580) Financing Partner Service Finance Company, LLC A trusted leader in home improvement financing with decades of experience helping homeowners afford quality HVAC systems. ## Why Finance Your HVAC System? A new heating or cooling system is an investment in your home. Financing makes it accessible without draining your savings. ### Low Monthly Payments Break up the cost of your new system into affordable monthly payments that fit your budget. ### Quick Approval Apply in minutes and get a decision fast. Most applications are approved the same day. ### Flexible Terms Choose from a variety of payment plans with terms that work for your financial situation. ## Estimate Your Investment System costs vary based on home size, efficiency level, and installation complexity. Here's a general guide based on system tonnage. 2-2.5 Ton Ideal for smaller homes (1,000-1,500 sq ft) $8,000 - $12,000 As low as $133/month\* 3 Ton Perfect for average homes (1,500-2,000 sq ft) $10,000 - $14,000 As low as $167/month\* 3.5-4 Ton Great for larger homes (2,000-2,500 sq ft) $12,000 - $16,000 As low as $200/month\* 5+ Ton Designed for large homes (2,500+ sq ft) $14,000 - $20,000 As low as $233/month\* \*Estimated monthly payments based on 60-month financing at 0% APR for qualified buyers. Actual terms may vary. Contact us for a personalized quote. ## How Financing Works 1 ### Get a Free Estimate We'll visit your home, assess your needs, and provide a detailed quote for your new system. 2 ### Apply for Financing Complete a quick application through Service Finance Company. Most decisions come back in minutes. 3 ### Choose Your Plan Select from available payment options—choose the term and monthly payment that fits your budget. 4 ### Enjoy Your New System We install your new HVAC system and you start enjoying better comfort with manageable payments. ## Payment Options We Accept Cash or Check Credit Cards (Visa, MC, Amex) Service Finance Financing Debit Cards ## Ready to Get Started? Call us today for a free estimate. We'll discuss your options and help you find a financing plan that works for your budget. [Call (508) 715-9580](tel:5087159580)Schedule Free Estimate ### Ready for reliable HVAC service? North Attleborough's trusted heating and cooling experts. [(508) 715-9580](tel:5087159580)Book Online ![Fong & Sullivan Heating & Cooling](/assets/logo-DRVt-hZl.png) Licensed & insured HVAC professionals serving North Attleborough, MA and surrounding communities with personalized heating and cooling services. [](https://www.facebook.com/fongsullivanhvac)[](https://www.instagram.com/fongsullivanhvac/)[](https://www.tiktok.com/@fongsullivanhvac) [![Fong & Sullivan Heating & Cooling LLC Business Review](https://seal-boston.bbb.org/seals/blue-seal-250-52-bbb-567429.png)](https://www.bbb.org/us/ma/plainville/profile/heating-and-air-conditioning/fong-sullivan-heating-cooling-llc-0021-567429#sealclick) #### Services - [Furnace Repair](/services/furnace-repair) - [Boiler Repair](/services/boiler-repair) - [AC Repair](/services/ac-repair) - [Smart Thermostats](/services/thermostats-controls) - [Indoor Air Quality](/services/indoor-air-quality) - [Water Heaters](/services/water-heaters) - [Ductwork](/services/duct-work) - [All Services →](/services) #### Service Areas - [North Attleborough, MA](/areas/north-attleborough) - [Plainville, MA](/areas/plainville) - [Wrentham, MA](/areas/wrentham) - [Franklin, MA](/areas/franklin) - [Attleboro, MA](/areas/attleboro) - [Mansfield, MA](/areas/mansfield) - [Medway, MA](/areas/medway) - [Norfolk, MA](/areas/norfolk) - [All Areas →](/areas) #### Contact Us - [(508) 715-9580](tel:5087159580) Open 24/7 for Emergencies - [fongsullivanhvac@gmail.com](mailto:fongsullivanhvac@gmail.com) - 76 Taunton St Plainville, MA 02762 © 2026 Fong & Sullivan Heating & Cooling LLC. All rights reserved. MA Oil Burner License #BU-319752 • MA Master SM License #25837 [Blog](/blog)[Contact](/contact)[Book Online](https://scheduler.servicetitan.com/book/eyJicmFuZElkIjoiYnJhbmRfZjUxNXF5enVzYmprZnY0N2owOGEwdTJ1Iiwic2NoZWR1bGVySWQiOiJzY2hlZF9pZWtpbW0xbG15dnU4c3AweGsxbHpyOHcifQ%3D%3D) [Call Now](tel:5087159580)Book Online